Minimum deposit to open - $50
Minimum balance to earn interest - $50
Quarterly service fee - $0
You'll receive a check in November, just in time for seasonal shopping!
Minimum deposit to open - $2,000
Monthly service fee - $10
Monthly fee is waived by:
$2,000 minimum daily balance
An IRA is a retirement plan designed for use in those later years when you want to enjoy the quality of life you worked so hard to achieve. IRAs can save tax dollars now and earn tax deferred interest for more retirement dollars later. The Citizens' Bank fixed-rate IRA CD can be opened for terms of 30 months or 60 months. Additional deposits are allowed during the term. Rollovers and Direct Transfers are accepted from Qualified Retirement 401-K's and other IRA funds.
The interest rate associated with the Citizens' Bank Variable-rate IRA varies throughout the life of the account based on fluctuations in the Treasury Bill rates. Additional deposits will be accepted to this IRA. Rollovers and Direct Transfers are accepted from Qualified Retirement 401-K's and other IRA funds.